Blog Library

Why Single-Bank Concentration is a Corporate Finance Nightmare A recent LinkedIn article by Rebel C. highlights a critical vulnerability in the banking system. The report details the substantial exposure of large banks to non-depository activities—including venture capital, private equity, and hedge fund investments. In practical terms, these banks are lending to other lenders who, in turn, lend to the final customer. The original bank is two or three steps removed from the

The Hidden Weakness in Your ERP System Cash in ERP/TMS comes to a dead stop? How to optimize it! Ask any finance leader about their ERP implementation, and you'll hear stories of late nights, budget overruns, and hard-won victories. After millions in investment and countless hours of integration, the system is finally humming. Inventory is optimized, the supply chain is visible, and financial reporting is automated. The business is scaling, and the promised ROI is within reac

The pressure is real. The board wants results. The CEO expects immediate value. And you've got 90 days to prove your worth. If you're a fractional CFO stepping into a new engagement, you know the feeling. Despite your impressive track record and deep expertise, there's always that underlying question hovering in boardroom discussions: "What's our ROI on this investment?" You didn't become a fractional CFO to constantly justify your existence. You chose this path because you l

The Hidden Cash Management Crisis: What Mid-Sized Firms Are Missing In the corridors of mid-sized businesses across the globe, a peculiar contradiction exists. Finance teams meticulously craft budgets, build sophisticated forecasting models, and track dozens of KPIs—yet when it comes to the cash sitting in their bank accounts, they operate in a strategic void. This isn't just an oversight. It's a costly blind spot that's quietly eroding returns and exposing businesses to unne

The hidden costs of fragmented treasury operations are bleeding millions from your bottom line. Here's how forward-thinking CFOs are turning the tables.   The Multi-Currency Cash Minefield That's Costing You Millions For sustainable, high-growth organizations operating across borders, managing multi-currency cash has become a  minefield of hidden costs that most executives don't fully grasp until it's too late. The Triple Threat Destroying Treasury Value Idle Cas

administering cross border cash operations Running a multi-location, multi-currency cash management for shared services can be a daunting task for any treasury or finance team. Is there a simple solution? Multi-location and multi-currency shared service has numerous challenges, and cash management is certainly one of these. One of which is assuming that different locations have similar banking or operating procedures as the traditional head office. This can lead to tensions a

How Automation Unlocks Your Team’s Strategic Potential Corporate treasury teams deserve better than being trapped in spreadsheets and phone tag with banks. Yet most still waste  60-70% of their time  on manual cash positioning and yield hunting—while strategic opportunities slip away. The Real Price of Outdated Treasury Methods 1️⃣ Talent Trapped in Low-Value Work Hours wasted daily  aggregating bank balances across portals, ERPs, and error-prone spreadsheets Weeks lost annua

Bridging the Critical Gap in Treasury Management: The Power of Automated Cash Optimization In today’s fast-moving financial landscape, treasury teams can no longer afford inefficiency. The mandate is clear:  maximize liquidity, minimize risk, and optimize returns on idle cash.  Yet, despite fintech advancements, many organizations still rely on  outdated, manual cash management processes , costing them yield, exposing them to risk, and wasting valuable time. The critical gap?

Why do C-Suite executives not focused on optimizing company assets including cash?

Maximizing corporate cash returns can be achived through implementing a combination of liquidity management strategies, banking optimization, and technology-driven solutions. Some steps include:  1. Audit Current Banking Setup: Identify redundant accounts, fees, and idle balances. 2. Determine overall requirements, whether a TMS or specific tools dependent on requirement 3. Evaluate a Sweeping/Pooling arrangement: Start with one region/currency before scaling.

Non-Executive Directors (NEDs) play a crucial role in overseeing organizations financial health and risk management. When it comes to cash management and diversification risk, they should ask the following key questions:

From time to time, most businesses accumulate idle cash/ surplus cash. Progressive companies have policies and structure in place to deal with cash forecasting and cash management. This article is a short guideline to what it may include: