Independent. Unconflicted.

Enterprise Deposit Platform 

Professionalise the management of Term Deposits and Short-Term Funds

Don't Lose Interest TM

Don't Lose Interest TM

At $2.2 trillion, Bank Deposits in Australia is the Oxygen of the Economy and Financial Markets. Without investors placing funds into banks, no lending or financing can take place. There are a number of problems with the Deposit market, not least of which is that interest rates offered by banks differs considerably (often up to 200% difference) and can materially impact your returns.


The challenge is that with hundreds of differing banking products and opaque information, the process to do price discovery is still manual OR is done through brokers who take a commission on the process. Likwidity fundamentally changes the game with an automated price discovery system incorporating the management of deposits done through our cloud based Software as a Service and with NO hidden margins or commission.  

Likwidity Professionalises the Management of Term Deposits and Short-Term Funds with our Multi-Bank, Multi-Currency Corporate Deposit Platform. Automated Price Discovery and Execution. Saving you Time, Money and Delivering Full Transparency, Auditability and Compliance

Likwidity is the 1st and only Unconflicted Corporate Deposit Platform. No Conflict means that we are the only Deposit Platform that does NOT earn commission from banks. We are an  AFSL Licensed Fintech delivering our service on a subscription Software as a Service (“Saas”) basis.

Our service is ideal for all organisations who place excess funds regularly including Enterprise clients, Large Businesses, Government, Councils, Fund Managers, Family Offices and NFP.

Efficient Price Discovery

Don't send your time searching. It's time consuming and imperfect. Just submit once. Our system collates multiple quotes and brings the best rate to you.

Best Rates

No more searching! In less than a few seconds, tell us how much and in your specified time frame we deliver multiple quotes on your request  from the banks. Efficient, time saving, pricing tension, better rates


Unlike other platforms, we offer a zero-commission service. You as a client will receive the quoted rate offered with NO commission charged. That alone will deliver a significant tangible value.​

No Conflicts

We are completely independent and have no affliation or fee arrangements with any bank. Complete transparency on rates and fees 


Safe and secure. We NEVER have access to your accounts or Funds.

Data Security

Data is secured in-country in a secure AWS environment with rigid security testing and controls

Fast Setup

Fast and Easy setup. You can be fully setup and commence transacting within hours. No Complex software installations and configurations. Access to smart KYC if required

Full auditability

We back up our commitment with auditable multi bank quotes so that you are in no doubt. Improve compliance and transparency. A trusted and rewarding service to clients.



As an organisation, you want to efficiently manage how your short-term funds are placed whilst ensuring governance is adhered to with full auditability and transparency .  As a professional, you do not need an advisory function and simply require an efficient price discovery and execution service


Government and Public Sector agencies that need to invest funds in Term deposits also need to ensure that they receive the best available rates in a transparent, easy and auditable manner that ensures full compliance to their stakeholders. Likwidity provides efficient price discovery and execution service. No Advisory. No Commission. Unconflicted. Governance and Compliance. Our subscription service delivers better returns than free/commission services.


Your clients expect that you always seek the best market return for their funds. We combine not just convenience but full transparent delivery of best and auditable rates that you can prove to your clients. Get ahead of the curve with openness and transparency


Our service is unquestionably focused on optimising the returns on the cash (Deposits) component of your wealth portfolio. Our software provides a simple and fast process to obtain best rates with full transparency on rates and fees. No invisible commission.


Some Software Features

Consolidated Dashboard


White or Own Labelled


About Us


The combination of finance, engineering and entrepreneurial skills enables a mature and highly ethical team with proven skills in establishing new ventures, running large funds and developing high-volume finance platforms. We bring into Likwidity a deep seated desire to do the right thing and bring equality and equity into the short-term funds market. Bank Deposits is the engine room of any economy and has remained a manual and opaque prices and we intend to deliver automated and fully transparent price discovery combined with efficiencies in managing this asset class. 

We are ably guided by a stellar advisory board.


Linley Scorgie

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Linley has a background in Finance and Technology having previously founded a financial technology platform with annual volumes of more than $100bn. Combined with a corporate finance and numerous enterprise solutions

Ramez Zaki-CTO

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Ramez is a Technology Professional, Management Consultant and Serial Entrepreneur with 18 years of experience across a number industries. He was the Co-Founder & CEO of a successful enterprise messaging company, along with a number of small businesses. Ramez has a passion for all things technology, marketing and process automation

Rory Bridle

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Rory is a client focused financial markets executive with over 20 years’ experience providing treasury and investment solutions in the public and private sector.


Adrian Bentley

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Ex Macquarie-Treasury Director

Mark Euvrard

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Licensing and Compliance

Dave Cleminson

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Technology Architect, Entrepreneur

Lynda Coker

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Ex Partner-EY

Alan Greenstein

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CEO-Zagga, Ex Bank CEO

Get In Touch

Likwidity Pty Ltd ABN 35619 192737   

Likwidity can source rates from participating banks through a combination of bidding or via bank rate sheets, and the highest rate shown may not always be available by the designated bank or the bank may withdraw such offer and Likwidity does not have control over that. Rates shown and interest benefits are derived from publicly available information and sources and may contain incorrect information.  System demo over here. Users are referred to Terms & Conditions.

Where Bank credit rates are shown, we source the information directly from the service providers, and our convention for display is. 

Rating are shown for Short Term Deposits and are displayed as (S&P/ Moody's). For more information on ratings, see our article

Pricing-Likwidity Offers a Monthly Subscription Fee

#Rates are generally based on interests paid on maturity. Minimum deposit amount of $2m. Rates are from Australian Banks who are protected by the Australian Government Guarantee Scheme of $250,000

Likwidity Pty Ltd © Copyright 2018. All Rights Reserved.

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