Cash management is incomplete without optimization!
Finance Issues
Likwidity Platform
Is our bank cash rates competitive or sub-par?
How do we optimize idle cash?
How do manage cash risk?
Can we automate our manual cash processes?
Can we remove manual spreadsheets for cash reporting?
Can we improve/enhance bank relationships?
Can we manage multiple portfolios and multiple currencies
What about governance and compliance for stakeholders?
1-click-multi-bank interest rate comparison tool
Ensuring best rate selection -cash optimization
Ensure diversification and risk-spread risks
Fully automated workflow-Time saved
Automated dashboard -Efficient decision making
Move from tactical to strategic relationships
Full multi-portfolio and multi-currency capability-Aggregation
Full audit trail of all transactions and easier reporting-better governance and compliance
Cash Management considerations to ensure cash is optimzed
Cash management does not end with cash forecasts or cash in bank, earning sub-par rates. Organizations lose money through lost interest income that would boost earnings and extend runways. Extend the process- optimization can yield ~ 2%. See our interest benefit calculator​
Many businesses accumulate idle cash/ surplus cash. Progressive companies have policies and structure in place to around this to ensure best rates on certificate of deposits. Our platform automates most of the tasks and we also have a guideline on best practice. ​
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Automation
The reason many businesses neglect optimization is because of the manual and document intensive process. Likwidity cash and liquidity management automated workflow ensures complete and fast automated process
Cross Border
Likwidity offers cross border price discovery capabilities, enabling a centralized treasury capability that can compare bank rates in other currencies and locations. Multi-currency and multi-bank
Likwidity is a Next-Gen Deposit Optimization System leveraging AI algorithms and data analytics to optimize and automate the deposit processes for
multi-banked and multi-currency corporates to retain competitive pricing and ultimately better bank relationships​
While comparing bank accounts might seem daunting and tedious, it is an essential part of prudent business cash management and working capital management.
By actively comparing rates, you can ensure that your business remains competitive
Governance and Compliance
What happens when stakeholders such as investors, directors or non-executive directors ask for evidence of "best-interest" decisions around cash investments. Likwidity offers full audit trail and reporting ideal for board reportinng​​​​
Groups and Shared Services
Likwidity can be deployed across group companies on a SaaS or PaaS white-labelled basis. Intrinsic is the ability for aggregation and pooling of cash funds and achieving best interest rates from banks
Many organizations may not require a full TMS capability and only need cash insight and reporting. Likwidity provides light weight automated treasury management marketplace capability for cash position and dashboard reporting, optimize cash management​
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Enhance the cash conversion cycle
Converting goods to cash does not end the process. Extending the process with optimization can deliver improved ROI and eliminate opportunity costs and optimize cashflow, enhancing cash optimization strategies and achieving best corpporate savings rates
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Non-Broker
No need to use a broker or adviser to effect cash investments. Brokerage rates would be around .55%. This is unnecessary and reduces your net yield.
Using Likwidity improves your yield and enhances bank relationships.​
Cashflow management and integrations
Likwidity is the add-on to existing or planned cashflow management activities and practices and will integrate into TMS and ERP optimizing cashflows and ensuring cash optimization strategies
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Traditional Manual Approach
Research / Compare Bank Options
Execute Transaction –
Call / Email Bank
Manual Spreadsheets & Calendar Reminders
Monitor and Action Maturities and policies
Report preparation
Fully Automated with
Multi-Bank/ Currency Price Discovery
Fully Automated workflow
Interest and analytics
Maturity Management &
Limit Management
Centralized Reporting and Dashboards
Suitable for almost all business types​
Workflow automation
Evidence of best interest
Optional Non-Brokered portal for clients
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Opportunity for consolidation of entities for pooling
Group wide deposit portal
Suitable for Federal, State and Local Government and State Bodies
Likwidity Deposit Platform for Automated Bank rate comparison and Optimization platform
An Enterprise Deposit Platform with embedded risk management, governance and compliance that makes it easy to automatically compare deposit rates from your banking relationships, place, manage and report on your bank deposits (Time Deposits, Certificate of Deposits, Jumbo CDs, Fixed, Term, Call and Savings accounts), saving you time and helping you get the most out of Enterprise cash funds.
Likwidity is a pure Software as a Service/ Platform as a Service. We provide cash management solutions for corporations. We are NOT a bank, fund manager or broker and do not receive or manage funds nor have access to any bank accounts.
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Integration
Discover why clients love Likwidity!
"A simple, effective dashboard that allows me to make smart decisions"
With Likwidity. all our banks and relationship managers are on one portal, and we simply submit a single RFQ, and we now receive a consolidated view of all our bank quotes. This ensures we are always aware of the best rates available in the market.
Calvin
Financial Controller, Global NFPO