LikwidityApr 252 minWhy Bank Deposits are so important to all of us !When people ask us why we decided to tackle the Bank Deposit market considering that most people did not see any problem in that market, ...
LikwidityApr 251 minConcentration Risk on Your BanksWhat are some of the lessons that we will learn from Covid19 Concentration Risk on Banks-All Eggs in One Basket ? One of the big lessons ...
LikwidityApr 252 minIs this the beginning of the end of commissions in financial services ?The butterfly flapping its wings to a hurricane is an oft used analogy for change. And so, after almost 20 years of the internet becoming...
LikwidityApr 253 minDeposit Platforms-Who is keeping the banks honest ?We are all now having to cope with lower interest rates on cash funds. So how do you ensure that you achieve best practice in placing ter...
LikwidityApr 251 minThe Humble StartupWe felt compelled to share the thoughts of a true innovator and change agent. Michael Jordaan not only ran a very large bank, but he also...
LikwidityApr 253 minThe Right Royal OmissionWithout doubt the Banking Royal Commission will dominate conversations for a while yet with both pro and against parties having valid arg...
LikwidityApr 252 minRoyal ? Productivity ReportIt's all in the Productivity Commission Amongst the plethora of reporting around the Banking Royal Commission (“RC”) in 2018, another su...
LikwidityApr 252 minHow Free is "Free"Commissions must have been introduced a few seconds after the big bang. It certainly seems as old as time itself, and is a fixture of lif...
LikwidityApr 251 minThe definition of Cash may surprise you !What is cash ? If that seems like a silly question, then consider this. In an effort to increase yields, many funds and asset managers ha...
LikwidityApr 251 minAustralian banking over the last 30 yearsThe sorry tale of our big banks This is a really interesting insight into Australian banking over the last few decades written by [ ]. It...
LikwidityApr 252 minComparison of Ratings agenciesDefinitions of Credit Ratings Moodys Global Rating Scale (https://www.moodys.com/researchdocumentcontentpage.aspx?docid=PBC_79004) Globa...
LikwidityApr 252 minIs the storm about to break? When will bank customers change?In January 2017 I wrote this article after listening to a number of fintech’s views on how customers don’t like change. This was before t...
LikwidityApr 252 minAbout the Deposit MarketA quick background on term deposits and interest rates in Australia. I promise, I will keep it short. There are more than 140 banks in Au...
LikwidityApr 251 minCapital DecayInvestopedia defines Capital Decay as “ Capital decay is an economic term referring to the amount of revenue that is lost by a company du...
LikwidityApr 251 minHow to source the optimal deposit interest rate easily and transparently.Conflicting stories abound regarding the future of deposit and cash rates and combined with the plethora of bank deposit products, it is ...
LikwidityApr 252 minCorporate Cash Puzzle or ConundrumHow do business compute what is the optimal cash holdings ? I came across this fascinating research report (Why do Companies Hold Cash?,G...
