Investopedia defines Capital Decay such “ Capital decay is an economic term referring to the amount of revenue that is lost by a company due to obsolete technology or outdated business practices. Revenue is lost because a firm loses its competitive standing due to old practices and clients to elsewhere. 

Capital decay is a growing problem for firms, as the rate of technological development continues to increase. This financial malady can cause firms without current technology to struggle to keep up with competitors.”

Bank Deposits is such an area and most organizations continue practicing outdated processes and are losing heaps of income in the process, largely because of failing to innovate.

The truth is, many of the practices for cash have remained unchanged but markets have dramatically changed.

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