Optimize Idle Cash Automatically
Across Every Bank You Already Use
Unlock up to 2% more yield on idle and surplus cash balances in one click
Check the calculator
Optimizing idle cash is an afterthought for many finance teams who often earn around 0.1% on idle cash, and this is a major opportunity cost, potentially losing ~$20k interest income per $1m cash balances
What happens when stakeholders ask if cash is optimized as it should be?
Ready to Optimize Your Idle Cash?
Likwidity can quickly implement an automated, policy-enforced workflow: compare rates across 10+ banks in one click, place deposits directly, and let embedded governance handle the audit trail. Finance teams unlock ~2% more yield on idle balances without hiring, without brokers, and without changing a single banking relationship.
What Idle Cash Is Actually Costing You
The average organization holds significant liquid assets that could be optimized for better financial performance.
Feature One
20% of assets in cash
57%
of that cash sits in low-interest accounts earning well below market rates.
Market Analysis
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On $10M of idle cash, that's roughly $200,000 per year of opportunity cost — every year, compounding. Multiply across larger balances and the number gets uncomfortable fast. Idle cash isn't neutral. It's a negative-yielding position relative to what the same cash could earn with 20 minutes of optimization.
What It Means to Optimize Idle Cash (In Practice)
1
See it
Know where every dollar is, across every account, in real time.
2
Compare it
Compare rates across every bank relationship you already have, automatically, not by phone.
3
Place it
Place deposits at the best risk-adjusted rate, within policy limits, in one click.
4
Prove it
Generate the audit trail your board, auditors, and fiduciary responsibilities demand.
Know Your Treasury Risk in 60 Seconds
Your Free Treasury Risk Resilience Score
How exposed is your cash?
Most CFOs don't know until it's too late. Likwidex scores your treasury resilience across the four hidden risks sinking US companies today: Liquidity Depth, Counterparty Diversification, Banking Concentration, and Cash Runway
👉 Get My Free Treasury Resilience Score Today!
80hrs
per month saved versus manual processes
$72k
largest single interest benefit captured on a single transaction
43bp
average rate improvement versus the first bank a client would have called
>1B
in transactions processed