White Label Deposit Platform?

The decade long low or zero interest rate environment meant that interest rates and yield was for years an afterthought for most investors/depositors and corporates. Many had assumed that high rates were a blip on the radar and would reset to the comfortable lows as before. Maybe not!!

For investors who wanted to simplify their investments and cash deposits, using a broker was relatively pain free and not a major evaluation exercise.

The higher for longer rates environment may cause a reflection of the existing practices. Using a broker or middleman can erode anywhere from 0.3% all the way to 3% depending on circumstance.

The entire point of technology and digitization was to simplify and automate processes, so why not do this for the vanilla cash products.

Bank deposits (CDs, Fixed Deposits, Demand Deposits, Call, Term Deposits are all relatively vanilla products, and these can be comfortable executed with a straight through platform.

Likwidity's ready-made platform can be deployed relatively fast to provide Fund Managers, Brokers and other organizations a value-add solution for their investing clients.

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